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How It Works & Status
⬜
Step 1
Set Home Address
Enable accurate commute scoring.
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Step 2
Complete Compass Quiz
Generate your personalized weighting profile.
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Step 3
Life Anchor (Optional)
Enable relocation penalty logic.
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Step 4
Log Employer Interviews
Capture impressions and offer details.
Current Top Employers
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💡 Pro tip Set your home address on the Scorecard first — commute times update automatically for all employers.
🎓 AZPCS Toggle the AZPCS filter on the Scorecard to penalize employers whose base clinic doesn't meet the AZ Primary Care Scholarship service requirement.
📦 Out-of-metro Employers >60 min away are scored assuming you relocate within 30 min of their base clinic — keeping them competitively ranked.
Your Answers
Priority Weights
Home Location
2133 W Turney Ave Phoenix, AZ 85015 (default)
Life Anchor
Not set — no relocation penalty applied
Where are your friends & family? Relocated employers >30 mi away receive a penalty.
Commute & Geography
🚗 Clinic Commute5
How much does the starting clinic distance from home matter?
0: Don't factor it10: Critical priority
🌐 Network Proximity5
How much does average distance to all clinics matter for future flexibility?
0: Spread doesn't matter10: Stay close, always
📍 Geo Flexibility5
Relocation is always treated as disruptive (−10 pts default). Drag higher if you're open to moving; lower if you're firmly rooted.
0: −20 pts (rooted)5: −10 pts (default)10: no penalty
Clinical Environment
💾 EMR Flexibility5
Tolerance for non-Epic / unfamiliar EMR systems.
0: Epic or I quit10: Any software works
🎓 Resident Supervision5
Willingness to supervise ACGME residents.
0: Pure clinical only10: Core faculty track
💉 Procedural Volume5
Appetite for IUDs, Nexplanon, joint injections.
0: Refer everything10: Maximize procedures
📟 Call Tolerance5
Comfort with on-call shifts, after-hours phone lines, and unscheduled urgent coverage.
0: No call whatsoever10: Call load is fine
⏱ Appt Pace5
Preference for high-volume RVU-driven 15-min slots vs. 30-min relationship-medicine model.
0: High-volume / RVU10: Relationship / 30-min
Compensation
🏖 PTO Balance5
Recovery time vs. earnings maximization.
0: Maximize income10: Maximize weeks off
📈 Earnings Horizon5
Weight short-term cash (Year 1 incl. sign-on & loan repayment) vs. long-term trajectory (Year 5 base growth & RVU upside).
0: Maximize Year 1 cash10: Maximize Year 5+ trajectory
💰 Loan Repayment5
How much do NHSC ($75K total tax-free, 2-yr FT), IHS LRP (up to $50K/yr renewable), or PSLF eligibility shift your decision? See advisory below for NHSC vs. AZ SLRP strategy.
0: Not a factor10: Loan repayment is decisive
⚖️ SLRP vs. NHSC: Mutually Exclusive Programs — expand for site-level HPSA data
You cannot simultaneously receive funds from the Arizona SLRP and the federal NHSC Loan Repayment Program. At contract time, compare both to determine which pays more for your specific site and loan balance.
NHSC LRP (federal, 2026): Up to $75,000 total tax-free for a full-time 2-year service commitment at a primary care HPSA site. Spanish-proficiency enhancement adds $5,000 (max $80K). Higher HPSA score = higher selection priority.
AZ SLRP (state, HRSA Section 338I): Up to $50,000 total tax-free over 2 years. Administered by AZDHS. Available at HPSA/MUA sites in AZ. Less competitive than NHSC but useful as a fallback if NHSC cycle has closed.
Rule of thumb: If your FQHC qualifies for NHSC, take NHSC ($75K > $50K). Use AZ SLRP if NHSC cycle is closed, you were not selected, or your site is HPSA-designated but not NHSC-approved.
Estimated Primary Care HPSA Scores by Employer (verify at HRSA HPSA Find):
Actual scores change with each HRSA update cycle. Always verify your specific site's current score before the NHSC application deadline (typically February–March).
🏦 Retirement Benefits5
Value placed on pension, 401k/403b match, FEHB health insurance, and federal benefits packages.
0: Base salary matters more10: Benefits package is decisive
Mission & Practice Model
🗣 Bilingual Priority5
How strongly do you prefer serving patients who need a non-English language provider?
0: Not a deciding factor10: Core mission priority
🏥 Uninsured Panel5
How much do you want a panel with higher uninsured/underinsured patient exposure?
0: Not a deciding factor10: Core mission priority
❤️ Safety-Net Mission5
Overall priority for safety-net / underserved mission focus across the panel.
0: Not a deciding factor10: Core mission priority
💸 Poverty Exposure5
How much do you prioritize serving a panel where a higher share of patients live at or below 200% of the federal poverty level? Seeded from ACS census tract data for vw, ad, wes, ban — expand to other employers in Networks.
0: Not a factor10: Core mission priority
🌐 Community Climate5
How much does the community's political environment affect your sense of belonging? Based on 2024 presidential precinct data — slide right to weight left-leaning communities, slide left for right-leaning ones.
0: Not a factor10: Decisive — I need values alignment
🏠 Work / Home Proximity10
Do you plan to live near your clinic or commute in from elsewhere? At 0, neighborhood QoL/diversity/infrastructure are excluded from your score and commute is weighted more heavily.
0: Commuting in10: Living near clinic
🌆 Community QoL5
How much do community amenities, urban density, outdoor access, and cultural scene affect your wellbeing? Higher slider rewards urban/resort metros; lower rewards rural mission.
0: Rural/remote is fine10: Urban amenities matter greatly
🌍 Neighborhood Diversity5
How much does racial and economic diversity in the surrounding community matter? Higher slider rewards areas with genuinely heterogeneous demographics and mixed incomes. Penalizes homogeneous enclaves (wealth OR poverty).
0: Not a factor10: Diversity is essential to belonging
🏫 Civic Infrastructure5
How much do school quality, park access, and library coverage factor into your choice? Scores based on AZ school letter grades, Trust for Public Land ParkScore, and branch density (AZ State Library data).
0: Not a factor10: Civic infrastructure is decisive
Workplace & Practice Culture
🧠 BH Integration5
How much does same-visit on-site BH integration shape your ideal practice? Rewards employers with co-located or warm-handoff behavioral health (Terros, VA, Valleywise, Native Health, IHS). Penalizes referral-only models.
0: Not a deciding factor10: Same-visit BH is essential
👥 Panel Size5
How much does a smaller, more manageable panel matter? Smaller panels (VA ~1,100; IHS ~1,000) allow more time per patient. Banner (~1,700) runs highest volume. Higher slider rewards smaller panels.
0: Panel size is not a factor10: Smaller panel is decisive
⚖️ Malpractice Protection5
How much does liability protection model factor in? Federal employers (VA, IHS) use FTCA — zero personal liability, no tail cost. FQHCs have claims-made + covered tail. Large systems vary. FTCA eliminates $15–40K in potential tail premium.
0: Not a factor10: Liability protection is decisive
💻 Telehealth5
How much does a robust telehealth program matter — for schedule flexibility, rural specialist access, or hybrid work options? VA is a national leader; Banner active; rural FQHCs (Chiricahua) rely on it for specialist access.
0: Not a factor10: Telehealth capacity is important
🧒 Pediatric Care Mix5
How important is caring for a meaningful proportion of pediatric patients (under 18)? FQHCs and IHS sites typically have the highest peds volume. VA and TVA are adults-only. Higher slider rewards employers with robust well-child and peds panels.
0: Prefer adult-focused practice10: Pediatric care is important to me
🤰 OB / Maternity Care Exposure5
Full-scope FM can include prenatal care, L&D deliveries, and postpartum. IHS/tribal and rural FQHCs (Chiricahua, CHCY) are the most likely to offer or expect OB. Most urban FQHCs and health systems do not. Slide left if you want zero OB; slide right if deliveries are important to your practice vision.
0: No OB — ambulatory-only10: Full-scope OB / deliveries wanted
Employers marked Resident Supervision: Yes in their profile receive a scoring penalty scaled to your slider above. Check this once if you want to waive resident-supervision penalties globally (pure-clinical only). Set Resident Supervision: No in Edit Employers to remove an employer from resident-penalty logic entirely.
Check if you must fulfill AZPCS service terms. Eligibility is determined from public signals (FQHC/HRSA deemed language, federal system status, and site-level evidence): non-qualifying sites get a heavy penalty; uncertain sites are marked Verify.
Check if car-free or transit-dependent access matters to you. Clinics marked "No PT access" in the Networks receive a −8 pt penalty.
Check if you're willing to relocate anywhere in Arizona. Removes the geoFlex distance penalty and life-anchor deduction for employers outside your current metro (Chiricahua, NAH, TVA, IHS rural, etc.). Commute is still scored as a local hire within 30 min of the clinic.
Post-interview ratings adjust scores by up to ±12 pts.
Real-Time Fit Analysis
Strategic Recommendation
Adjust sliders to generate a recommendation.
⚙ Priority Weights — move sliders to re-rank live
🚗 Clinic Commute5
🌐 Network Proximity5
📍 Geo Flexibility5
💾 EMR Flexibility5
🎓 Resident Supervision5
💉 Procedural Volume5
📟 Call Tolerance5
⏱ Appt Pace5
🏖 PTO Balance5
📈 Earnings Horizon5
💰 Loan Repayment5
🏦 Retirement Benefits5
🗣 Bilingual Priority5
🏥 Uninsured Panel5
❤️ Safety-Net Mission5
💸 Poverty Exposure5
🌐 Community Climate5
🌆 Community QoL5
🌍 Neighborhood diversity5
🏫 Civic Infrastructure5
🏠 Work/Home Proximity10
🧠 BH integration5
👥 Panel size5
⚖️ Malpractice protection5
💻 Telehealth5
Calculating scores…
🗂
No pinned clinics yet.
In the Networks tab, open a clinic panel and check 📌 Pin for Compare to add it here.
💰 Loan Repayment Calculator
Compare PSLF, NHSC LRP, IHS LRP, VA EDRP, and refinance paths side-by-side. All estimates — verify with your loan servicer and HRSA before signing.
📋 Pre-fill from employer:
📖 Methodology & Assumptions
PSLF (Public Service Loan Forgiveness): Requires 120 qualifying payments (10 yrs) at a qualifying employer (govt, 501c3, FQHC, etc.) on an income-driven plan. Payment estimated as 10% of discretionary income = max(0, income − 1.5 × federal poverty line [$15,060 for 1 person]). Remaining balance forgiven tax-free. Assumes income grows 3%/yr. PSLF requires MOHELA servicing; verify your loans qualify.
Standard 10-Year Plan: Fixed monthly amortization at current rate over 120 months. No forgiveness; full balance repaid.
Refinance 10-Year Plan: Fixed monthly amortization at your specified refi rate over 120 months. Warning: refinancing federal loans to private loans disqualifies you from PSLF, income-driven plans, and federal LRP programs.
NHSC LRP: Up to $75,000 tax-free for a 2-year full-time commitment at an NHSC-approved FQHC/HPSA site. Award is applied toward your balance; remaining balance continues accruing. Requires FQHC employment and HRSA site approval. Apply during the annual NHSC funding cycle.
IHS LRP: Up to $40,000/yr (max $120,000) for IHS direct employees. 2-year initial commitment, renewable. Similar structure to NHSC LRP. Only applies if working for IHS directly (not tribal programs, which have separate programs).
VA EDRP: Up to $200,000 over 5 years for VA physicians. VA-specific — does not apply to community employers. Application opens at hire; not guaranteed. Taxable to recipient.
🗺 Clinic Locations
Pinned clinics only. Circles show rough drive-time from your home (15 / 30 / 45 min). Click any marker for details.
Employer
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📋 Interview Prep Checklist
— mark questions as asked / answered
Schedule & Logistics
Compensation
Insurances & Benefits
Clinical Work
Career Development
▶🗂 Interview Status
▶🏥 Clinic Data
Uninsured %
Spanish Panel %
Mission Index (0-100)
Pediatric Panel %
▶🎯 Post-Interview Impressions (rate 1–10)
🧭 Overall gut feeling5
🤝 Team / culture vibes5
💰 Compensation / offer5
⏰ Schedule / work-life5
👥 Coworker / team trust5
🎯 Leadership alignment5
Enables score adjustment when "Factor interview impressions" toggle is on.
Pinned employers and any employer with logged notes or ratings.
🔬 Data Monitor
⚠ Pending Admin ReviewChange >10% — requires your approval before applying
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✅ Auto-Applied Last RunChange ≤10% — applied automatically
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All data is current
No pending changes from the last nightly run.
👥 User-Submitted CorrectionsFlagged by signed-in users from the Networks tab
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📋 Data Sources Catalog
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Attending Compass
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Not professional advice. Data can be incomplete or outdated. Verify details directly with employers and your own legal, tax, medical, or financial advisors.
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